Home loans arranged through us, zero brokerage
Sanction letters from partner banks, usually within 7 working days
Partner banks
We compare offers from each of these and recommend the one that suits your income and property.
HDFC Bank
Rates on request
Punjab National Bank
Rates on request
State Bank of India
Rates on request
ICICI Bank
Rates on request
Axis Bank
Rates on request
How it works
One advisor handles your loan from the first call to disbursement.
- 01
Share details
Tell us the property, loan amount and your income. Five minutes on a call.
- 02
We compare banks
We check eligibility and rates with our partner banks and show you the options side by side.
- 03
Documents and file
We collect your papers, fill the forms and submit a complete file to the bank you choose.
- 04
Sanction letter
We follow up with the bank until sanction, usually within 7 working days, then through disbursement.
Documents checklist
Keep these ready and the bank can usually decide within a week.
Salaried
- PAN card and Aadhaar
- Last 3 months' salary slips
- 6 months' salary account statement
- Form 16 or ITR for 2 years
- Property papers or allotment letter
Self-employed
- PAN card and Aadhaar
- ITR with computation for 3 years
- Audited balance sheet and P&L
- 12 months' bank statements
- Business proof (GST or registration)
NRI
- Passport with valid visa
- Overseas address proof
- Employment contract and 3 months' salary slips
- 6 months' NRE/NRO statements
- Power of attorney, if someone signs in India
Check your loan eligibility
Share a few details and a loan advisor will call you back with the banks and amounts you qualify for.
- No brokerage or processing fee from us
- One advisor from application to disbursement
- Your details go only to the bank you choose
Home loan questions
The five we are asked most. Anything else, ask your advisor on the call.
01How much home loan can I get?
Banks lend up to 90% of the property value for loans up to ₹30 lakh, 80% for ₹30 to 75 lakh and 75% above ₹75 lakh, as per RBI rules. The final amount also depends on your income: most banks keep total EMIs within about half of your monthly take-home pay.
02Do you charge anything for arranging the loan?
No. There is no brokerage or processing fee from our side. The bank pays us a standard referral fee, which never changes the rate you are offered.
03How long does the sanction take?
Usually within 7 working days once the bank has a complete file. Most delays come from missing papers, so we check your documents before submitting.
04Can NRIs take a home loan in India?
Yes. NRIs can take a home loan from Indian banks for residential property. EMIs are paid from an NRE or NRO account, and a family member in India can sign on your behalf with a registered power of attorney.
05Can I get a loan for a plot?
Yes, for plots in approved colonies with a clear title. Banks usually lend a smaller share of the value for plots, and some ask that construction starts within a set period. We confirm which banks will fund the plot before you pay a token.