Questions we are asked most
If yours is not here, send it to us and we will answer within working hours.
Buying
What is your fee when I buy through you?
1% of the sale value, agreed in writing before the token. Nothing is payable until the registry is done.
Do you verify the title before showing a property?
Yes. Our legal desk checks the title chain, encumbrance and approvals before a property is listed. If it does not hold up, we do not show it.
Can I visit a property on a Sunday?
Yes, by appointment. Every visit is accompanied by an advisor from our office.
How is a kothi price decided in Jalandhar?
Mainly by plot size, locality and road width, then by build year and quality. We share recent registries in the same locality so you can see the benchmark.
Selling
How do you value my property?
From registries completed in your locality in the last 12 months, adjusted for plot size, facing and build quality. You get a written valuation within 48 hours of the site visit.
Is the valuation free?
Yes, and it carries no obligation to list with us.
How long does a sale take?
Correctly priced kothis and plots in established localities usually sell in 6 to 10 weeks. Apartments and commercial spaces take longer.
Renting
What is the fee for renting?
Half a month's rent from the owner and half from the tenant for residential; one month's rent for commercial leases.
Do you do police verification?
Yes. Every tenant is verified with the Jalandhar Police tenant registration before the agreement is signed.
Is the rent agreement registered?
Yes, an 11-month agreement is registered at the sub-registrar's office. Longer leases are registered as lease deeds.
Legal
What is stamp duty in Punjab?
Currently 7% for men, 5% for women and 6% for joint ownership, plus a 1% social infrastructure cess. Registration fee is 1%. We confirm the applicable rate before registry.
What is mutation and do I need it?
Mutation records you as the owner in the revenue records after registry. It is required to sell or mortgage later. We complete it for every purchase through us.
Home loans
Do you charge for arranging a home loan?
No. The bank pays us a standard referral fee, which never affects your interest rate.
How long does sanction take?
Usually 7 working days for salaried applicants and 10 to 15 for self-employed, once the file is complete.
Can I get a loan on a plot?
Yes, most partner banks offer plot loans up to 70% of the value for approved colonies, with a condition to build within a set period.
NRI
Can I buy property in Jalandhar as an NRI?
Yes, any residential or commercial property. Agricultural land and farmhouses cannot be bought by NRIs under FEMA.
Do I need to be present for the registry?
No. A registered power of attorney holder can sign on your behalf. We guide you through consulate attestation.
How do I receive rent or sale proceeds abroad?
Into your NRO account, then repatriated with Form 15CA and 15CB. We send monthly statements for managed properties.